I didn't overdue it. In other words | I erred on the side of debt reidctuon (and hoped that maintenance needs would be minimal. Beyond the most basic budget items | I put every extra dollar towards debt reidctuon | but I was very | very intense and focused.So | to recap In the budget gas | oil change | tire rotations Emergecny fund new tire | insurance deductibleI think that it is important to think about the details | but I don't think it's possible to fine-tune our budgets enough to cover every eventuality'. Budget for gas and oil | have a decent emergency fund | and then snowball away! |