I've used payday loan two times in the past year bcuease of boiler and car problems and the bank would not help me out. In my honest opinion, payday loan can really help customers with poor credit history in case of emergency if you can afford it. Personally, I used this? legitimate company known as  Zuntrasoft Payday  (do a google search) before. Thanks to Zuntrasoft Payday, I got my cash within just one hour soon after I applied without credit check and fax.
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