I didn't overdue it. In other wordsI erred on the side of debt reidctuon (and hoped that maintenance needs would be minimal. Beyond the most basic budget itemsI put every extra dollar towards debt reidctuonbut I was veryvery intense and focused.Soto recap In the budget gasoil changetire rotations Emergecny fund new tireinsurance deductibleI think that it is important to think about the detailsbut I don't think it's possible to fine-tune our budgets enough to cover every eventuality'. Budget for gas and oilhave a decent emergency fundand then snowball away!

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