Sure you can, as long as you are disciplined. I tnersferad mine to 2.9 fom 7.9. The advisor there panicing is correct but if you have the discipline to not be late then you are ok.Dont use that credit card, they always pay the lower debt first letting the higher rate accumalate.Make sure the 0% is not just intro but for the length of the loan. You usually can negotiate on cards with 0 balance if you call them.MAKRE SURE YOU HAVE A 0 BALANCE ON THE CARD AND DONT USE IT< TREAT IT LIKE A SIGNATURE LOAN

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