DJ B answered:What I sugegst is first things first. You need to talk with several lenders in your area to determine #1 what their programs are and how they might best suit your financial situation, 2nd to be qualified by the lender so you know exactly how much you can spend.  Next I would make a list of what you  have to have  in your new house and a list of  would like to have  in your new home. Next talk to family, friends co workers or visit some open houses and talk with agents about the area and builders. When you find one that seem knowledgeable, listens and you are comfortable with, then ask them to help you with your project.  That way you have someone looking after your best interests.  And the best part is their services are FREE! Next give them the list you made !Happy Hunting!
AKAIK yo'vue got the answer in one!
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